New — Instant FX in 32 currencies

The business account that runs itself.

Accounts in 32 currencies, cards with limits that hold, and bookkeeping that closes on its own. Open in ten minutes.

Customer portrait
Customer portrait
Customer portrait
Customer portrait

No monthly fee · Trusted by 12,000 teams

Total balance

+12.4%

$248,920.14

JAN

DEC

Northbank

BUSINESS

TEAM CARD

•••• 0932

Northbank

BUSINESS

ADA OKAFOR

•••• 4821

Recent activity

TODAY

Lumen Studio

Software

−$144.00

Okapi payout

Income

+$8,420.00

Mistral Cloud

Infrastructure

−$1,203.55

Payroll, March

Team

−$32,400.00

Payment sent · €2,400 to Lisbon · 0.4s

Finance teams at 12,000 companies run on Northbank

  • Lumen

  • okapi

  • Fieldwork

  • PARCEL

  • Quarto

  • mistral

  • Hyphen

  • Tandem

  • Lumen

  • okapi

  • Fieldwork

  • PARCEL

  • Quarto

  • mistral

  • Hyphen

  • Tandem

One account

Everything money touches, in one place.

Five tools most teams stitch together, built as one product with one login and one bill of zero.

Northbank

BUSINESS

MARKETING

•••• 0932

Northbank

BUSINESS

ADA OKAFOR

•••• 4821

Northbank

BUSINESS

ENGINEERING

•••• 7710

A card for every person and purpose

Issue virtual and physical cards in seconds. Freeze, cap or cancel any of them from your phone.

32

  • USD $

  • EUR €

  • GBP £

  • NGN ₦

  • JPY ¥

  • INR ₹

  • BRL R$

  • CAD $

  • AUD $

  • KES Sh

Currencies, one balance

Hold, send and receive at the mid-market rate plus 0.4%.

Marketing

$3,100 of $5,000

Travel

$1,840 of $2,000

Software

$410 of $1,500

Limits that actually hold

Budgets by team, card or merchant. Declined at the till, not discovered at month end.

Books that close themselves

Every payment is categorised, receipted and synced to your ledger as it happens.

Total balance

+12.4%

$248,920.14

JAN

DEC

See the month before it ends

Cash flow, runway and burn, live. No export, no spreadsheet.

By the numbers

Boring where it counts. Fast everywhere else.

$4.2bn

moved for customers last year

0.4s

median time for a transfer to land

99.99%

uptime, measured and published

Why switch

The same money, less of your week.

Northbank

A high-street bank

Time to open

Time to open

10 minutes

10 minutes

2–3 weeks

Monthly fee

Monthly fee

$0

$0

$25–$60

Foreign exchange

Foreign exchange

Mid-market + 0.4%

Mid-market + 0.4%

3% and a wire fee

Cards

Cards

Unlimited, with limits

Unlimited, with limits

Two, shared

Bookkeeping

Bookkeeping

Automatic

Automatic

A CSV export

Customers

Finance people say nice things.

Rated 4.9 from 2,300 reviews. These are the ones that made us smile.

  • “We closed March in two days. It used to take two weeks and a contractor.”

    Customer portrait

    Ifeoma N.

    Finance lead, Okapi

  • “I opened the account between two meetings. The card worked before the second one ended.”

    Customer portrait

    Jonas W.

    Founder, Fieldwork

  • “Paying suppliers in six currencies stopped being a project.”

    Customer portrait

    Marta S.

    COO, Parcel

  • “The limits mean I say yes to more people, because the downside is capped.”

    Customer portrait

    David R.

    CFO, Quarto

  • “Our accountant asked what we changed. We changed banks.”

    Customer portrait

    Priya R.

    Ops, Mistral

  • “It is the first finance tool the team did not complain about.”

    Customer portrait

    Tom B.

    CEO, Hyphen

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